My Solution: Take Out a Home Equity Loan
You may be able to access the equity you have in your home through a home equity loan or line of credit. The process can be relatively easy if you work with your mortgage lender. Loan origination fees and interest rates will vary by lender, so it pays to shop around before making a decision.
Home Equity Lines of Credit (HELOCs) are a good way to tap some of your equity for short-term needs, but be sure that you will be able to make your monthly payments. Failure to pay back what you borrow could mean losing your home. Read on to see if a home equity line of credit is right for you.